We are finally about ready to close on the new lake house which I wrote about before. It has a small 12x12 shed and a 2 car garage. So I will be giving up shop space at least initially. We're talking about adding another garage stall both for my tools and for the larger FROG (finished room over the garage) for a grandkids area (don't have them yet but have to plan ahead).
The ugly surprise we got 3 weeks ago is that the house is "in the flood plane". What that means in this case is that one corner of the crawl space would get 1 foot of water in it in the theoretical 100 year flood. The first floor is more than 3 feet above this level. So only masonary would be contacted by water. But the mandatory (if you want a loan) flood insurance is $2400/year. I don't think it would do $2400 of damage even if this happened and they want that every year.
But the best way out is to use fill to raise the elevation of this part of the yard and corner of the crawl space and get FEMA to change the map and take the house out of the flood plane. They have a specific form and procedure for this.
Which gets me to my question. I will need to move a pretty good truckoad of topsoil, I estimate. Something like 20 tons. It can't be driven to the back yard where it is needed, there is no room. Taking out part of the fence might get a bobcat through. Our I could use a cart behind a mower and/or wheelbarrows. Or I could just hire it done. Or maybe you have other ideas. What would you do? I will probably get a quote before deciding. I think materials are around $1000. If I could get it done for 2 to 3 times this, I'm thinking it would be something to just pay for. I have plenty of other projects on this house.
The ugly surprise we got 3 weeks ago is that the house is "in the flood plane". What that means in this case is that one corner of the crawl space would get 1 foot of water in it in the theoretical 100 year flood. The first floor is more than 3 feet above this level. So only masonary would be contacted by water. But the mandatory (if you want a loan) flood insurance is $2400/year. I don't think it would do $2400 of damage even if this happened and they want that every year.
But the best way out is to use fill to raise the elevation of this part of the yard and corner of the crawl space and get FEMA to change the map and take the house out of the flood plane. They have a specific form and procedure for this.
Which gets me to my question. I will need to move a pretty good truckoad of topsoil, I estimate. Something like 20 tons. It can't be driven to the back yard where it is needed, there is no room. Taking out part of the fence might get a bobcat through. Our I could use a cart behind a mower and/or wheelbarrows. Or I could just hire it done. Or maybe you have other ideas. What would you do? I will probably get a quote before deciding. I think materials are around $1000. If I could get it done for 2 to 3 times this, I'm thinking it would be something to just pay for. I have plenty of other projects on this house.
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