Anybody here NOT have a PayPal account?

[Bill Stock]

I had to have a FF do a reship on a product that doesn't ship to Canada, but they don't have a PayPal account so I have to send them a MO. Granted they are older than I am, but I'm not exactly an Internet Butterfly, no FaceBook, no Twitter, no LinkedIn, etc. So how many of you don't have PP and why not?

Just curious.

[phrog]

I stopped buying and selling on eBay when they went to PayPal only. I had been an eBayer for several years and looked at opening a PayPal account but when I read the user agreement I decided it wasn't worth the risk. Look at http://www.PayPalSucks.com for some info on their horror stories.
Richard

[Uncle Cracker]

I have always found PP easy and trouble-free. I maintain an online bank account that is for Paypal only, and I only put enough into it to cover when I purchase something. Very convenient, and widely accepted for all kinds of stuff, not just Ebay.

[drumpriest]

I have an account, but have not used it in many years, then about 6 months ago paypal started to give me grief over locking my account, etc... There is a little money in it, but now it looks as though I'll never see that $$$ again.

I'm pretty unimpressed.

[herb fellows]

I'm sure in a worst case scenario, they can drag you over the coals, but i have to agree I've never had a problem personally.

[LinuxRandal]

What is a FF?
Remember, it is a different money order for international (postal) then regular (not available at Stations, but available at Post Offices.

I for YEARS, only used Money orders for Ebay. I had a CC before I bought my house (not by much), and had it for a few years. It was used to buy parts, do one project and pay it off while working on it, then start another. Then, my Credit Union, changed card companies, and mine expired during the time of the Transfer. So I wasn't automatically shipped one. I wasn't the only member that happened to, as their was a newletter story (help us find who fell through the cracks), but I never bothered to respond. I went for YEARS without one.
Then I was in at Sears and buying something and they made the offer. Since I had little credit history I figured no way (non tradional mortgage, doesn't even show up as credit). They gave me one. I used it mostly for work (ordering parts) so it has been paid off monthly, then finally used it to open a paypal account, when I found a bargain on something I had been looking for, for a LONG time. They didn't accept money orders. If it weren't for that one purchase, I still wouldn't have one.

[thrytis]

I have no PayPal account. I don't sell stuff through eBay, so i've never seen a reason to have an account and have no desire for one with the stories i've read. I can buy stuff through PayPal without having an account.

[rfisher7381]

I've got a Paypal account that we use for as many online purchases as possible. In fact if a online purchase can't be made with Paypal we keep searching to try and find a vendor that uses Paypal. My thought is why do I want to spread my credit card number around to numerous online vendors. Doesn't using Paypal avoid that? Hope we aren't making a big mistake!

[catta12]

I have Paypal but use it only when I have to. There is better fraud protection on a credit card IMO. I use a Citi card that lets me make disposable numbers and lets me set limits and the expiration date on the transaction. Only one vendor can use the number or it deactivates and only up to the amount I specify. Also the charges go straight to my CC bill (paid off every month) so I don't have to mess with yet another account.

[phrog]

I have an account, but have not used it in many years, then about 6 months ago paypal started to give me grief over locking my account, etc... There is a little money in it, but now it looks as though I'll never see that $$$ again.

I'm pretty unimpressed.

This sounds like some of the horror stories reported on PayPalSucks.com. One guy even lost his business because they locked his business account for several months and he could not pay his employees or vendors. He sued but I never saw how it was settled.
Richard

[phrog]

I have no PayPal account. I don't sell stuff through eBay, so i've never seen a reason to have an account and have no desire for one with the stories i've read. I can buy stuff through PayPal without having an account.

How do you buy stuff through PayPal with no PayPal account? I often see things on eBay I would like to bid on but do not since eBay will allow PayPal payments only now. In fact eBay states on their site that you cannot even use cash for payment. I'm not sure that is legal.
Richard

[phrog]

I've got a Paypal account that we use for as many online purchases as possible. In fact if a online purchase can't be made with Paypal we keep searching to try and find a vendor that uses Paypal. My thought is why do I want to spread my credit card number around to numerous online vendors. Doesn't using Paypal avoid that? Hope we aren't making a big mistake!

In the PayPal agreement that I read, PayPal requires you to give them your bank account number or credit card number before they will open your account. They can, at their discretion, lock your account for up to 6 months. This is why I refuse to deal with PayPal. Besides, with their record, I don't think I want them to have ANY of my account info, especially my numbers.
Richard

[phrog]

My apologies to Bill Stock. I did not mean to hijack this thread but the word "PayPal" hit a raw nerve.
Richard

[Stytooner]

I have personally never had any issues at all with Paypal other than the infrequent payment notices that never make it to my inbox. It has only happened just a few times and that was last year during maybe a two month period.

Lots of people do not have PP accounts. 2 out of 10 of my buyers don't use PP.

I never keep more than about $1000.00 in my PP account. I transfer to savings about twice a month. This way if it gets locked, I am not out all that much. Not enough to hurt anyway. Just enough to get peeved about.

[thrytis]

How do you buy stuff through PayPal with no PayPal account? I often see things on eBay I would like to bid on but do not since eBay will allow PayPal payments only now. In fact eBay states on their site that you cannot even use cash for payment. I'm not sure that is legal.
Richard

Go to the BT3 donation link. Choose something and hit order. Then click on the "Order using PayPal" button. Then just fill in your credit card billing information on the left hand side of the page and submit. No need to have an account and log in.