Struck by a rock

[LCHIEN]

Check with your insurance agent. In Florida windshields are covered under the comprehensive, no deductible.

thanks, already checked. Not in TX. Only chip repair.
Deductable too high.
Road hazards consumed the equivalent of one Bosch 1617EVSPK. Oh well.

[Slik Geek]

Apparently the law is that if the debris was on the road, they are not responsible. If the debris comes from the rig, they are.

Some years ago I was driving on a two-lane highway at 60 mph. I met a dump truck in the opposite lane doing at least the same speed. A rock the size of a softball fell off the lip that extends over the cab of the truck and fell towards my car. It all happened in a split second, leaving no time for response. The rock was heading for my neck when it hit the windshield. The sound of such a large rock hitting the windshield at the relative speed of 120 mph was bad enough. It nearly penetrated the windshield (and if it had, I don't doubt that it could have killed me). I was so thankful for the strict windshield regulations in the U.S.

After I regained my composure, I turned around and pursued the truck to get identifying information. I filed a police report and contacted my insurance. The police and insurance treated it as "road hazard". I considered it negligence which could have resulted in death. (Imagine if I had been on a motorcycle?)

[Slik Geek]

I had a chunk of ice hit my windshield (on a month old car )... Good thing that the windshield stopped it.

It turns out that this winter in the Philly area, there were lots of problems with ice falling off trucks and hitting windshields.
Jim

A few years ago my wife and kids passed a van traveling in the opposite lane on a highway. The entire roof of the van was full of snow from several days earlier which had melted somewhat, and then frozen into a large, thick sheet of ice. The sheet of ice peeled off the truck and flew into the path of my family's vehicle and hit their windshield. The entire windshield was riddled with cracks, and a four foot section was nearly compromised. When I saw it, I was horrified at how close my wife and son had come to being seriously injured. As Jim described, there were small pieces of glass everywhere.

[JTimmons]

He (his letter showed a title of General Consul which means he was a lawyer?) said they investigated and said they were not negligent and my loss was an "unfortunate hazard of the road".
Guess its my word vs. theirs.

This is rediculous! My wife and I were driving down the highway the other day and came up behind one of these semi's. Sign on the back of it read, not responsible for damage to vehicles from falling debris, stay 200 feet back.
I usually keep my distance from these trucks because of the fact that they are always dropping things, but I'll be d@mned if I am going to have someone tell me they are not responsible for something falling off the back of their truck. It's like saying a trucking company hauling logs isn't responsible for their load coming off on the highway and killing someone.

My dad when I was young had something fall off the back of a dump truck, fly through his open driverside window and put a 3" gash above his left eye. He called the police and followed the driver until he stopped, the company settled out of court.

I noticed in Oklahoma that most of these trucks don't even have a tag on their trucks, much less a company name.

My opinion, if you're hauling it, you're responsible for it getting from point A to point B and responsible if it falls off and causes damage.

[Thalermade]

This is rediculous! My wife and I were driving down the highway the other day and came up behind one of these semi's. Sign on the back of it read, not responsible for damage to vehicles from falling debris, stay 200 feet back.

But what happens when one of those trucks changes lanes and he puts himself less than 200 feet in front of you?

[JTimmons]

But what happens when one of those trucks changes lanes and he puts himself less than 200 feet in front of you?

That's exactly how we ended up behind it. I guess since the sign is there anyone is SOL if something falls off the back of it.