Well here's a couple pointers from someone with ALOT of experience with wrecks/insurance claims.
1. The waiving of insurance deductable only applies if the vehicles are under seperate policies. You will be on the hook for 2 deductables if you file.
2. If you do file, get 3 estimates for REPLACING the damaged panels on the car & truck from high dollar places or dealerships. Once you have the check in hand, take to a local, reputable repair shop and have them REPAIR the panels. Saves $$
3. If you do file, don't forget to tell the insurance adjuster that you're entitled to 'Diminished Value'. Get to learn those two words so they roll off your tongue. This is the check they HAVE to cut to you FOR BOTH VEHICLES because should you ever try to sell these vehicles, they are diminished in value; i.e. worth less. Again, tell them you are entitled this for BOTH vehicles.
I know your pain as my wife backed into my car and I was at fault because 'I parked weird'. Good luck and you may actually come out even or close to it.
1. The waiving of insurance deductable only applies if the vehicles are under seperate policies. You will be on the hook for 2 deductables if you file.
2. If you do file, get 3 estimates for REPLACING the damaged panels on the car & truck from high dollar places or dealerships. Once you have the check in hand, take to a local, reputable repair shop and have them REPAIR the panels. Saves $$
3. If you do file, don't forget to tell the insurance adjuster that you're entitled to 'Diminished Value'. Get to learn those two words so they roll off your tongue. This is the check they HAVE to cut to you FOR BOTH VEHICLES because should you ever try to sell these vehicles, they are diminished in value; i.e. worth less. Again, tell them you are entitled this for BOTH vehicles.
I know your pain as my wife backed into my car and I was at fault because 'I parked weird'. Good luck and you may actually come out even or close to it.
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