Several months ago I posted about somebody sending me a letter regardiing HUD giving refunds on mortgage insurance when your loan was paid off. Smelling a scam I researched it and it is a valid program. You get the form from HUD, provide proof of identity and proof that the loan was paid off then send it in. I got the paperwork for my wife's loan and sent it in 2 weeks ago. I expected to not hear anything back till February. We got the check in the mail yesterday.


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